Archive for July, 2011

Good News: National Car Theft Numbers in decline, Bad News: Petty Theft Car break-ins still ongoing

Well the numbers are out and the good news is it is getting ever less likely that your car will be stolen. National numbers for car thefts are in sharp decline with enhancements both in part identification, car tracking, and improved police techniques. That’s the good news.

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The bad news is car break-ins in our area are on the upswing according to information presented by several local police departments in Lorain County. Items that thief’s are after are easy to sell electronics such as cell phones (especially smart phones), ipods, gps and other gadget type items. The worst part is most items value is well below the deductible and are out of pocket expenses to the owner when taken.

What can you do to protect yourself. Believe it or not, just a couple of pro-active steps will greatly reduce your chances of a loss.

  • Lock your car doors. We know this sounds overly simple, but according to local authorities many of the items that were targeted were done so because of the ease of the theft. Meaning the car was unlocked!
  • Keep your gadgets and loose change or valuables out of plain sight. Most break-ins occur when a thief spots a item of value when scouting areas for targets. Out of sight, out of trouble, that’s the best rule to protect yourself.
  • Write down the serial numbers of valuables. Most folks never record the serials numbers of their gadgets, and they all have one. If the police are fortunate enough to recover your items, they have to have something to go on to get them back in the right hands. Keep a list of what’s yours.
  • Park in well lit areas at night.

These are all basic items, but you would be surprised at how many people do not take steps to protect their valuables.

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If you have any questions or would like to discuss your coverage, please contact your TEAM-ATD rep. We’re here for you!


EXCESSIVE HEAT WARNING IN EFFECT!

The National Weather Service has issued an excessive heat warning from 10 am to  9pm. Please avoid outdoor activity if you can, stay in a shaded or cool location, and make sure young children and the elderly looked after.

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Pets also should be sheltered and provided extra water on days like this.

Stay cool from your friends at TEAM-ATD.


Gadgets are accident magnets… Study confirms 25% of accidents caused by device distractions.

So I’m driving down the road and the news program on the radio has a guest from the Governors Highway Safety Association. Seems that they have just done a lot of research into the root causes of many of the accidents you hear about. Guess what they concluded? Technology is wrecking our society, sorta speaking.

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Gadgets from fancy phones to music players and even fiddling with a GPS is causing an estimated quarter of all accidents on the road, and the number may actually be higher.

From the article: ‘”Most distractions involve more than one of these types, with both a sensory – eyes, ears, or touch – and a mental component. For this report, distraction occurs when a driver voluntarily diverts attention to something not related to driving that uses the driver’s eyes, ears, or hands..’”

The lesson for you and your family is “the more tech, the more likely a wreck”. Keep your family safe from distractions. Talk to your drivers about avoiding texting and other dangerous activities while driving.

Need more info? Here is the full report.

OR contact TEAM ATD and ask how we can help.


Sunshine, on our shoulders makes us happy (as long as we have lotion).

Most of us want to look our best and part of that is having a beautifully tanned body. In addition to looking great, exposure to sunlight does have health benefits, but it also has hazards if not done properly. Here are some tips to stay healthy while enjoying the sun…..

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- You should always use sunscreen when out in the sun and protective goggles provided in tanning salons. These are two of the fundamental rules you should rigidly stick to.

- It is recommended that people with certain skin conditions should use sunscreen with an SPF of at least 15. But if you do have any pre-existing skin conditions, always consult with your doctor first.

-Sunscreen should be applied all over any skin to be exposed at least a half hour before commencing tanning, whether in direct sunlight or in the salon. And if you engage in any outdoor activities for extended periods of time, sunscreen should be applied about every two hours.

-Sun exposure in moderation can be good for the skin. Sufferers from eczema, pruritus, psoriasis and other skin conditions can actually see improvements with moderate exposure to the sun. Also, getting enough vitamin D (through natural sunlight or supplements) is essential to our health. But as with everything, tanning sensibly and in moderation is the key.

Though we sell health insurance for your protection, your health is what we really care about.


  • Allen Thorley DeLloyd Insurance Company



    Locations

    Elyria Office:
    Allen Thorley DeLloyd Insurance
    5201 Abbe Rd.
    Elyria, Ohio 44035

    Vermilion Office:
    Allen Thorley DeLloyd Insurance
    5237 Liberty Ave
    Vermilion, Oh 44089



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