ATDinsurance.com

Northern Ohio has two sure signs of spring. The Cleveland Indians opening day, and boats headed into the water all throughout the Lake Erie region. Did you know that in 2010 were nearly 432,000 registered boats in Ohio?

So before you start to polish and buff the hull or get the jib ready, you should check on your boat insurance policy. Team ATD has been serving the boating public for over 100 years. We know the importance of proper coverage on the high seas and also understand how important it is to get claims resolved so you spend more time on the water and less time in the service garage. Boating is a great recreational sport for the whole family, whether it’s fishing, pleasure cruising or just sitting at the dock watching a sunset, you’ll always have piece of mind knowing Team ATD has you covered.

So this year, make sure your policy is as ship-shape as your crew. Call Team ATD and let us quote your vessel and so you can spend less time worrying about coverage and spend more time in the sun!

• Improving consumer and worker safety Insurance makes businesses and individuals more aware of the risks they face and provides motivation to prevent losses. For example, insurers provide premium discounts to safe drivers and to businesses that implement effective worker safety programs.
• Protecting consumer transactions Most consumers have to borrow money to buy homes and cars; lenders require insurance in order to secure the loans they make for these purchases. Without insurance, few people could obtain an auto loan or home mortgage.
• Protecting business transactions Without insurance, most businesses would find that they could not operate. Insurance enables businesses of all sizes and types to manage the risks that are an inherent part of any business operation (e.g., signing contracts, financing and expanding operations, manufacturing and distributing products, providing services, hiring employees).
• Providing recovery from catastrophes Hurricanes, winter storms, fires, and other disasters can cause tremendous, sudden loss to many people all at once. Insurance coverage enables businesses to replace inventories and rebuild buildings, and allows homeowners to repair and rebuild homes and replace property.

*Providing trillions of dollars to the U.S. economy each year*
• The property-casualty insurance industry pays out more than $300 billion annually in policy benefits.
• Property-casualty insurers doing business in the United States have more than $1 trillion invested in the economy, through stock, corporate and government bonds, and real estate mortgages. These investments finance building construction and provide other crucial support to economic development projects all across the country.
• Property-casualty insurers are a major source of capital for state and local
government in the United States. Insurers held a total of over $368.1 billion in state municipal bonds in 2007. Insurers invest in a variety of public projects, such as airport, hospital, and highway construction.
• There are approximately 3,000 companies providing property-casualty
insurance coverage in the United States. About 100 of these companies provide the majority of the property-casualty coverage.
• About 1.3 million people are employed by the property-casualty
industry, including insurance companies, agencies, and brokerages.

One of the questions we hear often is “Why don’t you quote online?”. The reason is simple, your security!

We are very serious about protecting our customers information. We will not risk third-party applications handling private information or having it sent from server to server unsecured over the internet. We can accurately quote you right over the phone, or you can email us and arrange to have your information securely handled by one of our professional customer service representatives. We have a very powerful in house network which allows us to securely find you the best rate from one of the many companies we represent. Our network sits behind not one, but two firewalls with state of the art virus and malware detection.

We take great pains to keep your information secure and protected from all manner of threat.

That, and we still believe in doing things with a handshake. You will never have to dial through a maze of button pressing only to be greeted with an automated voice at the end. Our customer service agents pick up the phone starting with your first call! You’ll always have access to help.

That is the Team ATD difference. Contact us and find out how we can get to work for you!